RV insurance, service contracts and roadside plans can be confusing. These plain-English guides explain what each one does, so you can ask better questions and compare offers with confidence.
Covers the RV itself (collision, comprehensive, liability) and often contents, attached accessories and vacation liability. Policies differ a lot between occasional use and full-time living, so tell the insurer exactly how you use the RV.
Paid plans that help cover specific repairs after the manufacturer warranty ends. They are service contracts, not insurance, and the details matter: which systems are covered, who you can use, and how claims are approved.
Included with a new RV. It can be split between the RV builder and the individual component makers (furnace, fridge, slide-out).
Towing, tire changes and lockouts for a vehicle that is big, heavy and hard to move. Not all plans cover large RVs or towing a trailer.
Clear photos and a written description of what failed can make a claim or warranty request smoother. Send us photos with a repair request.
Written estimates for insurance or service-contract claims, subject to what the carrier or administrator requires.
Know what you are buying before you buy a coverage plan for it.
RV inspections ↗Tell us what coverage you care about and we will email you when vetted options are available. Insurers, agencies and warranty companies who would like to be considered can use the same form.